Health & Life Insurance

R. A. Fraser specializes in health, disability, dental and life insurance for individuals as well as companies with fewer then 100 employees. Long-term care, Medicare supplement options and annuities are also available, and we can work with your attorney or accountant in the area of estate or retirement planning.

Our company has access to dozens of insurance carriers and can customize for your needs. All proposals are free and you are under no obligation to accept any informal or formal quote.

Mortgages can be protected by acquiring individual disability insurance (this may also supplement your employer program) and low cost term life insurance.

  • 24-hour, toll-free claims reporting

  • Flexible payment options

  • Great service

  • Agreed value

Sample Annual Rates

Age
Term
100K
100K
200K
200K
300K
300K
500K
500K
750K
750K
Male
Female
Male
Female
Male
Female
Male
Female
Male
Female
25
15yr
86
79
127
113
149
134
225
200
308
270
25yr
121
129
197
213
260
251
410
380
585
540
35
15yr
92
88
139
131
149
134
225
200
308
270
25yr
144
133
243
221
217
275
505
410
728
585
45
15yr
170
134
295
223
353
254
550
400
795
570
25yr
273
209
501
373
704
500
1150
765
1695
1118
55
15yr
353
205
661
365
845
476
1380
770
2040
1125
25yr
893
606
1741
1167
2171
1451
3595
2395
5363
3563

Request a Quote

We specialize in health, disability, dental and life insurance for individuals as well as companies with fewer then 100 employees. Long term care, Medicare supplement options and annuities are also available, and we can work with your attorney or accountant in the area of estate or retirement planning.

Our company has access to dozens of insurance carriers and can customize your group as well as individual needs. All proposals are free and you are under no obligation to accept any informal or formal quote.

Mortgages can be protected by acquiring individual disability insurance (this may also supplement your employer program) and low cost term life insurance. Sample annual rates are shown below.

Get a Quote

Age
Term
100K
100K
200K
200K
300K
300K
500K
500K
750K
750K
Male
Female
Male
Female
Male
Female
Male
Female
Male
Female
25
15yr
86
79
127
113
149
134
225
200
308
270
25yr
121
129
197
213
260
251
410
380
585
540
35
15yr
92
88
139
131
149
134
225
200
308
270
25yr
144
133
243
221
217
275
505
410
728
585
45
15yr
170
134
295
223
353
254
550
400
795
570
25yr
273
209
501
373
704
500
1150
765
1695
1118
55
15yr
353
205
661
365
845
476
1380
770
2040
1125
25yr
893
606
1741
1167
2171
1451
3595
2395
5363
3563