Category Archives: AUTO INSURANCE

auto insurance

Smartphone-enabled Ridesharing??

A friend shared an article with me about technology bringing people together for what is described as “carpooling” or “ridesharing” in urban areas.  This article is primarily focused on government regulation, but there is an important insurance aspect to examine:  business use of a vehicle insured on a personal auto policy. These services market as … Continue reading Smartphone-enabled Ridesharing??

Posted in AUTO CLAIMS, AUTO INSURANCE, INSURANCE FRAUD | 1 Comment

Travelers Insurance Roadside Assistance Testimonial

Agent: You made use of Travelers roadside assistance.  I was hoping you could briefly share your experience with us- was it helpful?  Any criticism? Client: Thank you, yes I did need a tow truck and called RA. The end result was a great and quick resolution which quickly got me out of a tough spot! … Continue reading Travelers Insurance Roadside Assistance Testimonial

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“Millenials” less likely to drive

In 2009, Ford brought its new supermini, the Fiesta, over from Europe in a brave attempt to attract the attention of young Americans. It passed out 100 of the cars to influential bloggers for a free six-month test-drive, with just one condition: document your experience online, whether you love the Fiesta or hate it. Young bloggers … Continue reading “Millenials” less likely to drive

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Winter vehicle accidents- not my fault?

During the winter months the roads are full of extra hazard from snow and ice.   But whose fault is it if you slide on snow or ice and go off the road and only damage your vehicle? As responsible drivers we are all expected to maintain control over our vehicles, and the presence of … Continue reading Winter vehicle accidents- not my fault?

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Insurance Fraud takes many forms

Your insurance policies are contracts that spell out the coverages that will be supplied in exchange for premium payments.  Insurance fraud is any action that attempts to alter the contract without both parties consent or to misrepresent damages. One form of insurance fraud that is easy for companies to detect is when an insured tries … Continue reading Insurance Fraud takes many forms

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Uninsured & Underinsured Motorist Coverage- PA

Uninsured & Underinsured Motorist coverages are optional but required to be offered to any purchaser of insurance by PA statute.   This means you have to sign a form rejecting these coverages or they will be automatically added. Uninsured Motorist coverage if added to your auto insurance policy will pay damages for bodily injury to … Continue reading Uninsured & Underinsured Motorist Coverage- PA

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Umbrellas and Torts

I ran across this local story today and brought to mind 2 important considerations when making choices about your car insurance.   One driver was seriously injured when an oncoming vehicle made a left turn directly in front of him in 2008.  A jury awarded the plaintiff a total of $1.12 Million- $123,826 for economic … Continue reading Umbrellas and Torts

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Injured on or in a vehicle without having an accident?

I got a call from a client last week with a great question on insurance coverage.  His young son fell in their minivan and bumped his head, not as a result of a car accident just kids being kids.  As a precaution the child was taken to the local emergency room and after being checked … Continue reading Injured on or in a vehicle without having an accident?

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How to Give your Teen Driver a good start

Getting a drivers license is an exciting part of our transition from teenagers to adults, and it is important that parents act as good role models to ensure their kids safety and the safety of other drivers on the road.  A critical part of this is seeing that kids take driver training classes which are … Continue reading How to Give your Teen Driver a good start

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Insurance Fraud

What is insurance fraud?  First let’s look at what insurance is- it’s a contract you enter into where you pay money for a company to assume risk.   When someone provides false information to an insurance company in order to gain something of value that he or she would not have received if the truth had … Continue reading Insurance Fraud

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