We consider it an important part of our role as our insureds agent to guide them through the claims process should they ever be in that situation. A little guidance early in the process can make a world of difference in the outcome for our clients. When our agency gets a call about a possible … Continue reading Should I file a small property insurance claim?
According to the Insurance Information Institute- dog bite claims nationwide accounted for more than 1/3 of home insurance liability claims in 2013 with an average cost of almost $28,000. Pennsylvania ranks 5th in the nation with 909 dog bite claims averaging over $29,000 each and a total impact of $26.4 million. Most homeowners, renters, and … Continue reading Dog Bites: Insurance company’s bark as bad as the bite?
A friend shared an article with me about technology bringing people together for what is described as “carpooling” or “ridesharing” in urban areas. This article is primarily focused on government regulation, but there is an important insurance aspect to examine: business use of a vehicle insured on a personal auto policy. These services market as … Continue reading Smartphone-enabled Ridesharing??
Myth: I only need state minimum coverage, if I crash I won’t cause a lot of damage with a motorcycle. Fact: Just because your motorcycle may not do a lot of damage if it hits something doesn’t mean that you won’t cause an accident that causes a tremendous amount of damage. Don’t be pennywise and … Continue reading Top 5 Myths of Motorcycle Insurance
Agent: You made use of Travelers roadside assistance. I was hoping you could briefly share your experience with us- was it helpful? Any criticism? Client: Thank you, yes I did need a tow truck and called RA. The end result was a great and quick resolution which quickly got me out of a tough spot! … Continue reading Travelers Insurance Roadside Assistance Testimonial
This time of year in the northeast we have to deal with winter storms which can leave significant accumulations of snow and ice. Here are a few tips to help minimize your risk of loss. Be prepared. Make sure you have plenty of food, and a backup plan in case your power is out for … Continue reading Ice/Snow Storms and keeping your Home safe
(courtesy of Chubb insurance) Pause for a moment and make a mental list of the items in your home. Electronics, furnishings, art and collectibles; it’s probably a fairly extensive inventory of items that are all worth protecting. If you ever need to file an insurance claim in the event of damage or theft, an actual … Continue reading Take a Home Inventory
Since most insurance brokers seldom receive the good feedback, here is a recent client testimonial about their experience with The Hartford claims: Don, I have the privilege of Chris Pelizari as the Claim Agent handling my recent auto accident where I was rear-ended and my car was totaled. His first concern was for my well … Continue reading Good Claim Feedback
During the winter months the roads are full of extra hazard from snow and ice. But whose fault is it if you slide on snow or ice and go off the road and only damage your vehicle? As responsible drivers we are all expected to maintain control over our vehicles, and the presence of … Continue reading Winter vehicle accidents- not my fault?
Statistics about clothes dryer vent fires from FEMA: An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated 5 deaths, 100 injuries, and $35 million in property loss. Clothes dryer fire incidence in residential buildings was higher in the fall and winter months, peaking … Continue reading Clothes Dryer Vent Safety Tips