Author Archives: admin

Carbon Monoxide (CO) Poisoning- the silent killer in your home

One of our clients had to visit the ER last week for treatment from CO poisoning after their furnace malfunctioned, fortunately she recovered and the rest of her family are safe. They were fortunate. According to the CDC every year more than 400 Americans die from unintentional CO poisoning not related to fires- another 20,000 … Continue reading Carbon Monoxide (CO) Poisoning- the silent killer in your home

Posted in LIFE SAFETY | 1 Comment

Does your health suffer from sitting at a desk all day?

After a recent back injury while snow shoveling (imagine that!) I began to re-evaluate my everyday tasks with an eye for maintaining better health as I age.  I was seeing a chiropractor who had some helpful advice- being a 46 year old male who has historically been pretty healthy I was humbled by this injury … Continue reading Does your health suffer from sitting at a desk all day?

Posted in PERSONAL INSURANCE, Uncategorized | Tagged | Leave a comment

Prevent Damage to your Home/Building this winter

As we move into cold winter weather, here are a few tips to help prevent damage to your home or building: Maintain adequate heat to avoid frozen pipes. Be especially careful with any pipes in exposed areas of your home like crawlspaces. Know where your water shutoff valve is and that it is functioning correctly. … Continue reading Prevent Damage to your Home/Building this winter

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Lyft. Uber. Ridesharing. Insurance Fraud?

“Ridesharing” has become the talk of the town lately, with companies like Lyft and Uber formed to connect people needing a ride with drivers.  They claim to offer a better and more cost-effective alternative to taxis, and extra income to the drivers.  They also offer their own liability insurance coverage to drivers, however in this … Continue reading Lyft. Uber. Ridesharing. Insurance Fraud?

Posted in Uncategorized | 2 Comments

Auto Accident? Steps to Take

Oh no!  You’ve just been in a vehicle collision- what should you do?  Accidents are unexpected and stressful. Be Prepared- carry road flares, a first aid kit, pen & notepad and a camera in all your vehicles. First- take a deep breath and do not panic, check for injuries from any involved party and treat … Continue reading Auto Accident? Steps to Take

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Warning State Farm Home Insurance Customers in Pennsylvania!

Do you have State Farm for your home insurance in Pennsylvania or know anyone who does? You may be unaware of a sneaky change they are making to your home insurance policy on the renewal unless you look closely! They are increasing your deductible to 1.5% of your dwelling coverage, and offering the option to … Continue reading Warning State Farm Home Insurance Customers in Pennsylvania!

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Should I file a small property insurance claim?

We consider it an important part of our role as our insureds agent to guide them through the claims process should they ever be in that situation.  A little guidance early in the process can make a world of difference in the outcome for our clients. When our agency gets a call about a possible … Continue reading Should I file a small property insurance claim?

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Dog Bites: Insurance company’s bark as bad as the bite?

According to the Insurance Information Institute- dog bite claims nationwide accounted for more than 1/3 of home insurance liability claims in 2013 with an average cost of almost $28,000.  Pennsylvania ranks 5th in the nation with 909 dog bite claims averaging over $29,000 each and a total impact of $26.4 million.  Most homeowners, renters, and … Continue reading Dog Bites: Insurance company’s bark as bad as the bite?

Posted in CLAIMS, HOME INSURANCE, LIABILITY CLAIMS, Uncategorized | Leave a comment

Being a Landlord

Renting your home to others can be a smart financial decision, but make sure to consider the insurance ramifications and liability issues involved. If you live in a home and then rent it to others, you will need to replace your homeowners policy with a Dwelling Fire policy (Landlord policy).  This addresses the difference in … Continue reading Being a Landlord

Posted in HOME INSURANCE, LANDLORD INSURANCE, PERSONAL INSURANCE | Leave a comment

Yard Work Safety

Let’s Keep Our Lawns – and Ourselves – Safe in Pennsylvania For many of our neighbors in Bucks, Montgomery, and other counties- summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated … Continue reading Yard Work Safety

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